What's a Hybrid Loan and How It's Different Than a 30-Year Fixed Loan
Two common mortgage types that you've probably heard of are a fixed-rate and an adjustable-rate mortgage. A fixed-rate mortgage has a set rate for the whole life of the loan while an adjustable-rate mortgage, or ARM loan, usually begins with a lower rate than adjusts to a fixed-rate...
First-Time Homebuyers: Avoid These Mistakes!
Buying your first home is a thrill. Browsing homes online, daydreaming when driving through neighborhoods, and creating a Pinterest board to save remodeling ideas is great fun. But don't let the excitement of buying your first home cause you to make silly mistakes.
Here are the most...
Housing Market Cools Making it Sizzling Time to Buy
If you’ve been on the fence about buying a home, we have some excellent news for you! Recent changes in the market have made it an ideal time to purchase a home. So what changes have occurred that make us so confident?
Bidding wars have gone down significantly, even in the most...
Getting a Home Improvement Loan: Scenario by Scenario
Home improvement loans can be used for minor upgrades or major repairs or even complete remodels. Everything from replacing old plumbing to making your home more energy efficient are great reasons to consider a home improvement loan. With much better rates than a credit card and more...
Neighborhood "Vibes" Matter When Buying A Home
Is your current neighborhood your ideal place to live? Why did you choose that particular area? Maybe it was because of affordability or because it's close to work or because you have family that lives nearby.
Another reason is likely because you felt the "vibe" of that neighborhood....