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Cash Out Refinances

A cash-out refinance is when an existing mortgage loan is refinanced for an amount greater than the existing loan or a loan is taken out from a free & clear property. The new higher amount loan replaces your existing loan and the difference in amount is given to you in cash, hence the name “cash-out”!

  • Cash that can be used for home improvements, investment opportunities, education funds, etc.
  • The proceeds can go towards consolidating debt and pay off credit cards, education loans, or HELOCs
  • Mortgage interest may be tax deductible
  • Compared to a home equity line of credit (HELOC), a cash-out refinance will most likely have a lower interest rate
We generally recommend getting a pre-approval as sellers find these more credible as the information has been verified.
Oftentimes borrowers are reluctant to apply because they do not think they will qualify. We can do cash-out refinances for all types of borrowers including
  • Owner occupied, investment, commercial, mixed use, and 2-4 unit properties.
  • All FICO scores > 620
  • Self employed
Located in South San Francisco, we've been serving California homeowners since 1998 and have thousands of satisfied clients. We combine the best of online mortgages with the local expertise and reliability you deserve. We strive to find the perfect loan scenario for you and make the process as efficient as possible. Check out our testimonials to see what our clients have said about our service!