Contact Us Home
Mortgage Resources
Apply Now
Today's Rates
Pre-Qualify
Loan Programs
Purchasing
Refinance
Featured Tools
Rate Alert
Request Loan Status
Calculators
Loan Info
Loan Process
Library
FAQ
Glossary
Forms
Company Info
Contact Us
About Us
Looking for a Home
DCY Realty

Today's Rates

Last update: Jul 4 2008 5:39PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
6.125 1.000 6.252
6.250 0.375 6.318
6.500 0.250 6.557
15 yr fixed conforming
5.625 1.000 5.834
5.750 0.625 5.901
5.875 0.250 5.968
3/1 ARM
5.250 0.926 5.116
5.375 0.698 5.126
5.500 0.481 5.137
5.625 0.277 5.149
30/5 yr fixed or 5/1 ARM
5.500 0.877 5.692
5.625 0.598 5.714
5.750 0.338 5.739
5.875 0.250 5.779
30/7 yr fixed or 7/1 ARM
5.750 1.000 5.815
5.875 0.750 5.855
6.000 0.500 5.896
6.125 0.375 5.949
6.250 0.250 6.001
10/1 ARM
6.125 0.626 6.046
6.250 0.340 6.102
6.500 0.327 6.269
1 year ARM
0.000 0.000 4.292
6 Month ARM
0.000 0.000 4.292
[Back to Top]


Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
6.375 1.000 6.488
6.500 0.500 6.565
6.625 0.250 6.666
15 yr fixed jumbo
6.000 0.750 6.145
6.125 0.375 6.211
6.875 0.339 6.957
3/1 jumbo ARM
5/1 jumbo ARM
6.875 0.893 6.223
7.000 0.769 6.262
7/1 jumbo ARM
10/1 jumbo ARM
7.750 0.930 7.184
7.875 0.684 7.247
8.000 0.437 7.311
1 year ARM
0.000 0.000 4.292
6 Month ARM
0.000 0.000 4.292
[Back to Top]


Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
5.625 0.828 5.736
5.750 0.568 5.76
5.875 0.318 5.786
6.125 0.250 5.877
7/1 ARM Interest-Only
5.875 0.604 5.842
6.000 0.297 5.877
6.500 0.250 6.132
[Back to Top]


Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
[Back to Top]



APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.